Big banks plead for capital relief. D.C. is listening
The administration and regulators are considering exempting certain asset classes from the leverage ratio, but opponents say going down that road is a mistake. ... Read full article
News Topic: Minimum capital requirements
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Simplifying the capital regime isn’t that complicated
The advanced approach has limited value, eliminating it has no downside risks and regulators have better tools at their disposal. ... Read full article
Moody’s unveils own stress test based on public data
The research firm is set to release a report Tuesday that it says previews the results of the Fed’s 2017 Comprehensive Capital Analysis and Review stress test results for 16 superregional banks. ... Read full article
Banks stumble but don't fall in stress test's first round
The test showed that banks face potentially heavy losses in certain loan categories under economic stress, particularly in the area of credit cards, counterparty losses and commercial and industrial lending. ... Read full article
Treasury wants to weaken a crucial post-crisis capital requirement
The administration’s regulatory blueprint would undermine the calculation of the so-called leverage ratio, a key ingredient in determining large banks’ capital strength. ... Read full article
How this year’s stress tests will shake out
The Fed is preparing to release the results of its annual stress tests in what is likely to be the last iteration of the post-crisis supervisory program before sweeping changes are made. ... Read full article
Nine banks that have fallen short on the Fed's stress tests
Following are notable cases where banks were tripped up by the Fed's stress tests either by flunking the numbers (or quantitative) part of the test or raising red flags on a qualitative basis. ... Read full article
Despite rhetoric, Dems and GOP want same things from reg reform
Ahead of the House vote Thursday on the Financial Choice Act, the two parties were assailing each other as proxies for Wall Street and painting themselves as defenders of community banking and the consumer. ... Read full article
Few big banks would benefit from key part of House reg reform bill: CBO
The Congressional Budget Office said only community banks would choose to hold higher capital in return for fewer rules while lowering its estimate of cost savings of eliminating new FDIC resolution powers. ... Read full article
Hensarling’s leverage ratio plan won’t work without stress tests
The House proposal establishes a 10% leverage ratio as the standard for bank strength, but it says nothing about the riskiness of the bank’s business or the size of its exposure to economic downturns. ... Read full article
Bank CEOs ask lawmakers to ease capital rules, repeal Durbin cap
Regional banks don’t pose risks to the financial system that have caused concern among policymakers, executives of 18 banks told top Republican and Democratic lawmakers in Congress. ... Read full article
New credit union battle brewing over alternative capital
Initial regulatory steps toward giving credit unions access to alternative sources of capital could add to bankers' concerns that their tax-advantaged rivals are expanding beyond their mission. ... Read full article