Real regulatory relief for community banks and stricter oversight of the biggest financial firms are steps that can increase investor interest in new banks.
Even if the lower-court decision against the Financial Stability Oversight Council is upheld, there remains a compelling case to reform how the council designates large nonbank firms.
Regulators need to start paying attention to "denial-of-system" attacks as one of the triggers that could bring down a systemically important institution.
Without the Consumer Financial Protection Bureau setting specific debt collection guidelines Â-- including what technology agencies can use Â-- the industry will continue a practice that harms consumers: lawsuits.
We need a variety of small-dollar credit products to meet a variety of consumer needs. So the Consumer Financial Protection Bureau's proposed payday plan must provide more flexibility.
The Federal Reserve has made clear that higher rates are more a question of when, not if, but banks should let go of rate hikes being anything like they were under Alan Greenspan.
The Consumer Financial Protection Bureau proposal could have included flexibility for banks to offer payday loan alternatives, but the plan misses the mark.
