Law and regulation

Bankers, credit unions oppose GSEs' foray into chattel loan market

03/28/17

The Federal Housing Finance Agency is facing criticism from bankers and credit unions over its planned pilot program to allow Fannie Mae and Freddie Mac to securitize manufactured housing loans.

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'Elections have consequences': Comments of the week

03/24/17

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

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Banks to Trump: Spare affordable housing programs

03/15/17

Bankers and housing advocates say many low-income housing projects simply won't get built if the White House and Congress move to eliminate two federal block grant programs.

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Small-business optimism at post-recession high: survey

03/13/17

Better access to credit, an improving revenue picture and promises of regulatory relief are bolstering the confidence of small-business owners.

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Unpacking the N.Y Fed's plan to rid industry of bad actors

03/10/17

A database that identifies wrongdoers could prevent banks from making bad hiring decisions, but can it ensure that former employees' rights are adequately protected?

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Democrats seek forgiveness on flood program's $25 billion debt

03/09/17

The debt is costing taxpayers $4 billion a year, but rather than forgive it Republicans remain focused on creating a private flood insurance market.

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Merger combines two online lending trade groups

03/06/17

The Innovative Lending Platform Association and the Coalition for Responsible Business Finance announced Monday that they are joining forces.

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Why big banks want a ban on anonymous shell companies

03/06/17

A trade group owned by the nation's largest banks wants Congress to require state governments to collect information about the true ownership of the companies they incorporate. Such a law could reduce the banking industry’s cost of complying with anti-money laundering rules.

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Housing market could test new HUD secretary

03/03/17

Ben Carson is facing a turbulent housing market as he takes the reins of the Department of Housing and Urban Development, with mortgage rates rising, inventories tight and home prices higher.

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'In the worst cases, people die': Comments of the week

03/03/17

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

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