GSEs

The mounting costs of protracted mortgage forbearance

03/25/21

The FHFA’s forbearance extension to September is forcing nonbank servicers to buy out more delinquent loans. It's also upended loss estimates for investors and made racial and income disparities in the mortgage market worse.

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Lenders urge Biden to remove GSE cap on 'high-risk' loans

03/11/21

In its final days, the Trump administration imposed limits on Fannie Mae and Freddie Mac’s holdings of mortgages with loan-to-value ratios above 90% and certain other characteristics. Critics say the changes were unnecessary and disproportionately penalize borrowers of color.

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CFPB officially proposes delay of QM changes

03/03/21

The agency issued a proposal moving the compliance date for the Qualified Mortgage rule revamp to October 2022.

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