Fintech

Building the right sandbox to attract fintechs

11/13/19

Congress can help create a more uniform federal regulatory testing ground to foster innovation.

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Big banks want to make it easier to share consumer data with startups

11/12/19

The Clearing House is pushing contract terms that would give fintechs quicker access to consumers' financial information, but one large upstart has taken issue with the proposal's language.

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A tech solution to the pot banking problem

11/12/19

New data analytics could help provide more comfort to banks in doing business with the cannabis industry, despite restrictive federal laws.

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CECL, fintech threat: What's keeping community bankers up at night

11/11/19

Community bank leaders at an ABA-hosted meeting questioned the timing for a new accounting standard for loan losses and discussed their struggles to keep pace with new technology.

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Bias probe or not, the Apple Card is setting a new standard for banks

11/11/19

The tech company’s card seems to be raising consumers’ expectations that they should be able to get and use a card instantly and receive useful notifications.

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U.S. payments system could use an ally like Libra

11/11/19

China dominates the business. Facebook's proposed cryptocurrency could help alter the balance of power.

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Challenger bank tailors rates to encourage savings

11/08/19

HMBradley will assign interest rates according to how much customers set aside from direct deposits each month.

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U.S. banks are playing catch-up with Chinese fintechs

11/08/19

Banks should stop competing on volume with large techs and start competing on added-value services to win over customers.

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'It makes my head explode': Comments of the week

11/07/19

Readers react to Sen. Warren calling for banks to fund her Medicare plan, a proposal requiring big-bank CEOs to testify before Congress, federal regulators missing Trump-appointees on their board and more.

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BofA, IBM eye compliance in cloud for banks; Dimon seeks permanent liquidity fix

11/06/19

Service would help with compliance; JPM CEO sees more short-term lending rate spikes if no long-term solution implemented.

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