Federal Home Loan Banks

'The distorted lens of one's ideology': Comments of the week

01/25/19

Readers weigh in on the Consumer Financial Protection Bureau's payday rule, consider the gender wage gap in banking, debate restrictions to membership at the Federal Home Loan banks and more.

[more]

Keep nonbanks out of the Home Loan Bank System

01/18/19

Policymakers should not let mortgage REITs, hedge funds and other firms gain membership through captive insurance companies.

[more]

Libor is going dark in 2021, and some banks aren’t ready

12/30/18

An effort to increase awareness of the transition to a new benchmark rate, and nudge banks to start preparing, is expected to intensify in 2019.

[more]

FHLB housing goals would change under new proposal

10/29/18

Under the Federal Housing Finance Agency's plan, small Home Loan banks would face a new housing benchmark and a volume threshold for meeting the goals would be eliminated.

[more]

There’s no room for REITs, captive insurers at Home Loan Banks

09/17/18

A former Federal Home Loan bank president argues that the system should limit its exposure to risky nonbanks.

[more]

Critics of FHLB membership rule aren’t thrilled with prospect of repeal

03/21/18

A bill to allow captive insurance companies to be reinstated as members of the Federal Home Loan Bank System appears to be dividing the FHLB community.

[more]

Ginnie Mae venture with Chicago FHLB crosses mortgage milestone

03/14/18

A mortgage program created by a 2015 partnership between the Federal Home Loan Bank of Chicago and Ginnie Mae has securitized over $1 billion in government-backed mortgages, the partnership announced.

[more]

Agency proposes giving FHLBs more latitude on affordable housing funds

03/06/18

The Federal Home Loan banks could "design and implement" their own system for deciding how to allocate resources for affordable housing initiatives under the proposal by the Federal Housing Finance Agency.

[more]

Senate bill would reverse FHLB membership rule

02/01/18

Three senators have unveiled a bill that would allow captive insurance companies to regain full membership in the Federal Home Loan Bank System.

[more]

Regulators’ worries about FHLB risk are outsize

01/30/18

Federal Home Loan banks have significantly increased their lending to large financial institutions in the post-crisis years, but it’s doubtful this activity will create undue systemic stress because it has displaced other, riskier forms of bank funding.

[more]