CSBS

A slowdown with a silver lining in community banks’ future?

10/03/18

The economy could “positively slow down in mid-2019” and consumer debt levels are a huge concern, but technology and lessons learned from the crisis could still create opportunity for small banks, says Beneficial’s Gerry Cuddy ahead of a big speech on current conditions.

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Data breach bill is really a fight about federal preemption

09/19/18

State regulators and advocacy groups say a federal breach notification standard could supersede state laws that already benefit consumers.

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OCC’s Otting: Why do state regulators want to limit consumer choice?

09/18/18

The comptroller of the currency argues that special-purpose fintech charters will benefit consumers and businesses, despite opposition.

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State regulators renew push to block OCC's fintech charter

09/12/18

State regulators said Wednesday they will refile a lawsuit against the OCC, attempting to block the agency's new federal bank charter for fintechs.

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Texas bank commissioner appointed to nonvoting FSOC seat

09/07/18

The Dodd-Frank Act requires that one of the five nonvoting members of the Financial Stability Oversight Council be a state banking supervisor.

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FDIC needs a state regulator on its board

08/17/18

Although it’s required to by law, the Federal Deposit Insurance Corp. has not had an independent director with state bank supervisory experience since 2012. It’s time for that to change.

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North Dakota seeks waiver from appraisal requirements

08/06/18

The state became the first in the country to ask federal regulators for a temporary waiver, citing a shortage of available appraisers.

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With OCC’s door officially open, will fintechs enter?

08/01/18

Fintech firms have the federal option they have long sought, but meeting the agency’s application requirements will not be easy.

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After years of debate, OCC to offer fintech charter

07/31/18

The decision, unveiled just hours after the Treasury Department endorsed the charter concept, means some fintech firms could soon be regulated more like banks.

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House Financial Services panel advances fintech, housing bills

07/24/18

Lawmakers approved legislation to enable coordination between state and federal regulators on examining banks' third-party vendor relationships.

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