Community banks

Community bankers alarmed after big banks backtrack on faster-payments pricing

04/10/19

In 2016, a big-bank consortium said that it would charge the same prices to all institutions, regardless of their size. But now the group has added a large caveat to that pledge.

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The specter of CECL looms over banks’ 1Q calls

04/09/19

With an implementation deadline less than a year away, bankers will be pressed to detail how a new accounting rule for loan losses will affect reserves, earnings and capital.

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One small bank's formula for competing with the heavyweights

04/09/19

Jill Castilla, CEO of Citizens Bank of Edmond, has taken steps to help her bank stand out from the crowd.

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For de novos, the hardest part about starting up is staffing up

04/02/19

New banks need to add loans to turn a profit. The problem for many is finding the lenders necessary to make that happen.

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North Carolina de novo inches closer to opening

03/29/19

Community Bank of the Carolinas must raise about $4 million before becoming the state’s first new bank since the financial crisis.

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Community Banks with the Largest Portfolios of Home Equity Loans

03/25/19

On Dec. 31, 2018. Dollars in thousands.

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Community Banks with the Largest Farm Loan Portfolios

03/25/19

On Dec. 31, 2018. Dollars in thousands.

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Smaller institutions should embrace, not oppose, fintechs

03/22/19

Financial startups are becoming important partners for community banks and credit unions, despite lobbying efforts to limit their growth.

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In C&I, a widening gap between small and large banks

03/21/19

Simple math only partly explains why smaller lenders are adding commercial and industrial loans at a faster clip than their larger counterparts.

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Is this the real reason big banks have upper hand in deposit growth?

03/20/19

Big banks’ edge lies in their sizable presence in faster-growing cities, not any unfair structural or regulatory advantages, according to a new report by the Bank Policy Institute, which represents large financial services companies. Community banks beg to differ.

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