Dear Congress: Don’t drop the ball on reg relief
Legislation advanced by the Senate banking panel has a good shot at passage, as long as lawmakers remain focused on helping community banks — not Wall Street. ... Read full article
News Topic: Community banks
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Community banks prepare to fight for deposits
Banks are looking for ways to capture and retain deposits as interest rates rise, including promotional offers and focusing on relationship banking. ... Read full article
When technology becomes a bank merger’s albatross
After two century-old community institutions merged in 2010, they never suspected it would take seven years before their operating systems got along. ... Read full article
How banks can herd ‘unicorn’ clients
Tech startups differ from a bank’s typical commercial clients; many want a trusted financial adviser. ... Read full article
'I'd like to see that charter application': Comments of the week
Readers chime in on the idea of a state-backed bank to serve the cannabis industry, data-sharing between banks and fintechs, whether community banks can just focus on tech laggards, and more. ... Read full article
Mobile-only shift reshapes bank tech spending
As use of smartphone apps begins to surpass online channels at some institutions, banks are facing pressure to offer clients more robust services. ... Read full article
To lure talent, banks get more creative, generous
Salaries and benefits are up, as banks work harder to recruit and retain staff. So are casual days, wellness programs and other perks. ... Read full article
Customers Bank takes second shot at spinning off mobile bank unit
The Wyomissing, Pa.-based firm is forgoing cash offers in favor of a more complicated plan that involves spinning the unit off to shareholders, who will then trade their stakes for shares in a Clearwater,Fla-based community bank in a tax-free exchange. ... Read full article
Automation is leveling the commercial lending playing field
Ditching paper and digitizing tasks help community banks operate more efficiently and write more profitable commercial loans. ... Read full article
Talk of the town: A toast to Women in Banking
American Banker’s Most Powerful Women in Banking and Finance gathered Wednesday to celebrate honorees and to mix and mingle over cocktails at Milk Studios, with a panoramic view over Manhattan. ... Read full article
Banks and Thrifts with the Largest Portfolios of Mortgage-Backed Securities
On Jun. 30, 2017. Dollars in thousands. ... Read full article
Banks and Thrifts with the Largest Securities Portfolios
On Jun. 30, 2017. Dollars in thousands. ... Read full article
Industry skeptical of plan to simplify capital rules
The proposal is aimed at a simpler capital regime particularly for community banks, but some industry representatives and regulators themselves questioned whether the plan went far enough. ... Read full article
How a community bank took the fall for the financial crisis
A new documentary airing on PBS Tuesday raises questions about why prosecutors targeted a small bank after the financial crisis and left bigger institutions untouched. ... Read full article
Fed dodges key decision on faster payments
The central bank said Wednesday that it will assess a range of options regarding its operational role in a modernized payment system, an issue that divides large and small banks. ... Read full article
Houston-area banker played heroic role in Hurricane Harvey rescue efforts
Brent Cockerham of Moody National Bank ferried stranded residents to safety in Friendswood, Texas, one of the communities hit hardest by the storm. ... Read full article
Volcker Rule rollback is not the kind of reg relief small banks need
The idea that the trading ban burdens community banks and prevents them from investing in fintech opportunities is misleading. ... Read full article
Bad checks could push a Kansas bank into the red
Landmark Bancorp in Manhattan, Kan., could lose more than $5 million — more than it earned in the first half of the year — if a recently discovered overdraft situation cannot be resolved. ... Read full article
Community banks stand to gain from blockchain — if they work together
Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest. ... Read full article
Big-bank M&A is coming back, says KBW's Tom Michaud
The CEO of Keefe, Bruyette & Woods, a top matchmaker for bank mergers, explains why large banks will soon return to dealmaking after a long absence, the case for starting new banks and the enduring value of branches. ... Read full article