In July, 2011, just after the her murder trial, I wrote a blog post suggesting that Casey Anthony should file Chapter 7 bankruptcy. As many of you have read in the news, Ms. Anthony has at last filed for bankruptcy protection.
I have received emails and phone calls from many of my recent Chapter 7 bankruptcy clients about their personal liability for homeowner association (“HOA”) dues. These former bankruptcy debtors are being told by their HOA that they owe past-due dues or that they have HOA liens on their property.
Almost every day I receive a communication from the bankruptcy court that a Notice of Commencement form in one of my clients’ bankruptcy cases was returned for an incorrect address. That creditor has not received notice of my client’s Chapter 7 bankruptcy filing. Does it really matter if a debtor does not provide his attorney an accurate creditor address?
The United States will go over the fiscal cliff tomorrow if Congress cannot come up with at least a short term solution. But what about us? Many of us have already gone over our fiscal cliff. Even if Congress finds a way to avoid the country going over the cliff, it is unlikely they will help the rest of us solve our financial distress.
