Capital requirements

Fed releases Ally Bank from capital, liquidity restrictions

08/22/17

The commitments were the residue of restrictions that were placed on Ally in the wake of government bailouts in 2008 and 2009.

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Setting the record straight on why leverage ratio must change

08/11/17

Having a leverage ratio as a backstop to risk-based capital requirements is sound, but the way it is currently calibrated is having a dramatic effect on financial markets.

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Big banks plead for capital relief. D.C. is listening

07/11/17

The administration and regulators are considering exempting certain asset classes from the leverage ratio, but opponents say going down that road is a mistake.

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Dodd-Frank or the Choice Act? Take the best parts of both

06/16/17

While the bill recently passing the House is right to do away with overly burdensome regulations of Dodd-Frank, it is wrong to leave government without adequate tools to protect the financial system.

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New GSE proposal seeks to fill capital void

06/09/17

As long as Fannie Mae and Freddie Mac exist, they must have adequate capital so taxpayers will never again be compelled to help them meet their financial obligations.

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Germany's top regulator on international cooperation, blockchain, capital requirements

05/05/17

Andreas Dombret, the head of banking supervision for the German central bank, discusses how cooperation remains vital despite retrenchment in the U.S. and Europe, how blockchain changes banking, and the difference between the German and U.S. banking systems.

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'Enormous, sometimes terrible power': Comments of the week

05/05/17

Readers weigh in the effect of Federal Reserve actions on wealth distribution, how a new startup could reduce overdraft fees, Watson's attempts to catch rogue traders, and more.

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How Fed policies thwart economic equality

05/03/17

The Federal Reserve’s next policy actions will have profound impact on whether the U.S. income and wealth gap grows even wider.

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There’s more to bank regulation than higher capital

04/28/17

The debate over banking policy has tended to leave out all the other factors examiners use to gauge institution strength, therefore sidestepping a comprehensive approach to safety and soundness regulation.

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'This is child's play': Comments of the week

04/14/17

Readers weigh in on a notable OCC personnel change, the Scottrade breach, the ability of corporate owners to still be anonymous and more.

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