BankThink

Feedback: Isn't the Small Business Lending Fund Really About Tarp?

06/22/11

How many of the proposed participating banks will actually be using the SBLF money to lend to small businesses?

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Amex Prepaid Card Makes Lemonade Out of Durbin

06/22/11

Amex presents a product that, unlike other prepaid cards, does not connect or debit to an "asset account." It will be exempt from Durbin.

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Feedback: Pardon Me, Professor Shiller?

06/22/11

Did Professor Shiller really say "It's not possible to be quantitative in these forecasts" regarding house price forecasts in the same interview wherein he quantified his forecast of a 10%- 25% decline?

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The Full Customer View is Overrated

06/21/11

Rare is the bank that has a 360 degree view of a customer or even a 180 or 90. You can cross-sell just fine without it.

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Citi Breach Could Easily Have Been Avoided

06/21/11

The nature of the Citi attack has been well known in security circles for some time. Had the proper access controls been in place, the attack would have likely been contained to a single account.

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There's a Business Case for Board Diversity

06/20/11

Expert reviews have found that diverse bank boards tend to be more effective and innovative. But they're still a rarity among big banks.

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Latest Anti-Durbin Argument is Desperate and Absurd

06/20/11

We are now at the point that if there is a natural disaster anywhere in this country the banks will say it was caused by the Durbin amendment.

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Travel Back in Time with American Banker

06/20/11

In his New York Times column Saturday, Joe Nocera looked back at the debate leading up to the passage of the landmark Glass-Steagall Act in 1933, using news articles we culled from American Banker 's archives. We invite you, too, to travel back in time with us. What major banking stories from the last 175 years would you like to see from our archives?

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Community Bankers, Relax About Stress Tests

06/17/11

Over the past few months anxiety about stress testing has reached a new level of hysteria - obscuring any value that risk management suggestions from the agencies might actually have for the industry.

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If Retailers Want to Blackball Small Bank Debit Cards, Let 'Em

06/17/11

Do small banks deserve to be kept alive with affirmative action set-asides? Should retailers be in the business of subsidizing community banks' uncompetitive debit card operations?

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