BankThink

California Toughs It Out, Why Can't Greece?

07/14/11

California isn't TBTF because Washington has made utterly clear that it is not going to bail out any state.

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Credit Union Choice: Protect Members or Other CUs

07/13/11

Healthy credit unions are becoming less willing to reduce their members' value proposition for the sake of the industry.

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Credit Union Choices: Valuing Members Versus the Industry

07/13/11

As they facing daunting capital decisions this summer, healthier credit unions are becoming less willing to reduce their members' value proposition for the sake of the industry.

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Yes, Failures Really Are Slowing

07/13/11

With failures down, the FDIC chief should focus on getting banks off its problem list and back to building a prosperous economy.

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Feedback: Yes, Failures Really Are Slowing

07/13/11

The failure rate, and the loss-given-failure rate, have been steadily declining for over a year. The FDIC's chief focus now should be how to get those 800-plus banks off of the problem bank list and back to being prosperous partners in economic recovery.

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Feedback: Yes, Failures Really Are Slowing

07/13/11

The failure rate, and the loss-given-failure rate, have been steadily declining for over a year. The FDIC's chief focus now should be how to get those 800-plus banks off of the problem bank list and back to being prosperous partners in economic recovery.

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Proposed QRM Rule is Too Restrictive

07/13/11

Draft regulations on the qualified residential mortgage exemption risk pushing worthy homeowners out of the market.

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Proposed QRM Rule is Too Restrictive

07/13/11

Draft regulations implementing the Dodd-Frank Act's risk retention requirements for residential mortgages, in their current form, run a very serious risk of having a negative impact on those who strive to become safe and sustainable homeowners.

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Set Capital Levels That Won't Wipe Out Banks' Thin Profit Margins

07/12/11

Raising capital requirements too high will push banks to take greater risks or function as utilities.

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Bank of America's Alarmingly Modest Goal for Basel III Capital

07/12/11

The largest bank holding company by assets in the United States, with operations spanning the globe, is shooting for only 6.75% to 7% of Basel III Tier 1 common equity. Come again?

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