BankThink

How to Build (and Leverage) Customer Loyalty; Risk Reflux

11/08/13

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

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Time to Grab Extreme Risk by the Tail

11/08/13

Traditional risk management works well when only profits are at stake. To protect against the dangers that can sink an institution, a new approach is needed.

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Enough About Twitter's IPO Already; Is Forex the New Libor?

11/08/13

Receiving Wide Coverage ...

The Bird Is the Word: The Morning Scan is as sick of hearing about the Twitter IPO as you probably are, but it still dominates business news pages this morning. The social network's shares jumped nearly 75% on their first day of trading, in sharp contrast to the Facebook debacle last year. Hence the FT's take: "Tech industry enters new era with Twitter's IPO success. … The shadow of Facebook's troubled IPO...

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Fed's Rosenblum Unplugged: A Better Way to End TBTF

11/07/13

Harvey Rosenblum, the former director of research at the Federal Reserve Bank of Dallas, has cultivated one of the most public profiles among rank-and-file regulators in the "too big to fail" debate. In an interview with editor-at-large Barbara Rehm, he let loose– and his views might surprise you.

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Washington Must Keep Community Banks in Loop on Basel

11/07/13

If there is any chance a Basel Committee standard could apply to community banks, U.S. regulators need to make every effort to consult with these institutions before agreeing to it.

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Delay Legal Liability Under New Mortgage Rules

11/07/13

Creditors who fear they (or their vendors) aren't in compliance may slow or stop making loans in order to avoid enforcement actions and lawsuits.

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How to Make Customer Loyalty Pay Off

11/07/13

Banks that best leverage customer loyalty are accelerating the digital transformation, catering to select demographics and actively selling products to new and existing customers.

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Banks Clean Up in Twitter's IPO; JPM Recruits More Controversy

11/07/13

Receiving Wide Coverage …

Atwitter About Twitter: The social-media network that's an unholy hybrid of news, opinions and procrastination priced its much-awaited initial public offering at $26 per share, above its underwriters' estimated range, for an initial valuation of $18 billion. (That's about $129 million per character that you're publishing for free in a typical 140-character Tweet.) Depending on how many shares are sold today in its first day of trading, the IPO is expected to...

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Why 5% Cash Back Is an Overrated Selling Point

11/06/13

Big, flashy rewards are often too broad, too niche, or too complicated for consumers. Banks should follow Capital One's lead and switch to more straightforward (and sustainable) rewards programs.

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Oops, I Brought Down the Bank: A Cautionary Tale

11/06/13

If a technology problem has roiled your organization recently, there's an 80% chance someone in IT changed something they didn't fully understand.

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