BankThink

Voice activation could give consumers increased visibility into their accounts and keep them connected to their bank.

Editor's note: Morning Scan will not publish on Monday, January 20 in observance of the Martin Luther King Jr. holiday. We'll be back on Tuesday, January 21. Receiving Wide Coverage ...

Want Respect? Earn It: The Wall Street Journal focused on Citi, observing that poor financial results may have stolen some of CEO Michael Corbat's mojo with investors who want him to be more aggressive with cost-cutting and revenue generation. Heard on the Street states that Citi...

Receiving Wide Coverage ...

Citigroup Earnings: Citigroup became a bit of a megabank outlier this morning when its fourth quarter earnings "failed to live up to Wall Street's expectations." The bank reported that net income more than doubled to $2.69 billion from $1.2 billion this quarter last year, but missed analyst estimates ("by about 9%," according to the Journal). The miss was attributed to a slump in mortgage banking and fixed-income trading. Wells Fargo and JPMorgan...

Debit cardholders would feel more appreciated if their bank voluntarily notified them prior to overdrafts and offered to mail statements in languages other than English.

Policymakers say they want to bring "underbanked" groups into the traditional banking system for safer consumer options, small-business growth, a sound banking system and other laudable reasons. But today's rules and aggressive enforcement work against these goals.