BankThink

Morning Scan: Lawsky Warms to Bitcoin; Banks Avoid Questionable Customers

01/29/14

Receiving Wide Coverage ...

The State of the Union: President Obama vowed to use his executive power to reduce the gap between the wealthiest and poorest Americans and jump start the economy. The president said he will sign an executive order in the coming weeks to raise the federal minimum wage for employees on new federal contracts. He also plans to create a new retirement savings program. Both the Wall Street Journal and the New York...

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Beware of Activist Investors

01/28/14

Institutions with solid, but underperforming assets and lagging stock price valuation multiples are vulnerable to activist investors. Address problems before they are attracted to your bank.

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Discussion: Was Dimon's Raise Deserved?

01/27/14

The JPMorgan Chase chiefÂ's recent raise is sure to reignite debate over executive compensation and how bank CEOs should be judged.

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Time to Strengthen Our Collective Cyber Defenses

01/27/14

Federal legislation is needed to enhance cyber-threat information sharing so that good-faith responsive actions and information sharing will not trigger legal liability.

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Small Banks: Watch Out for Interest Rate Risk Before It Bites You

01/27/14

Experienced community bank executives know that failure to manage their bankÂ's sensitivity to interest rate risk can cause financial troubles.

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Morning Scan: Bernanke's Farewells; More Credit Cards Hacked

01/27/14

Receiving Wide Coverage ...

Farewell, Ben: Ben Bernanke's final meeting as Fed chairman, set for Tuesday and Wednesday, is previewed, with the Wall Street Journal pointing out that Bernanke's detractors admit he's achieved the goals he set. The Journal asks four asset managers to assess Bernanke's tenure. Financial Times picks three of Janet Yellen's biggest challenges in her new job, including whether to continue Bernanke's efforts at providing more public disclosures and holding press conferences. The...

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Weekly Wrap: Bank CEO Report Cards; Mortgage Course-Correction

01/24/14

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

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Bank Regulators Have a Poor Handle on Interest Rate Risk

01/24/14

Only three pages out of 40 in the OCCÂ's recent report cover interest rate risk. The discussion is toward the back. And the detail provided in quantifying exposures is scant.

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Morning Scan: JPM Board: 'Fire Jamie? Nah, Let's Give Him a Raise!'

01/24/14

Receiving Wide Coverage ...

Teflon Jamie: Here's what the headlines are telling us about JPMorgan Chase's Jamie Dimon, who was out-and-about at the World Economic Forum in Davos, Switzerland, Thursday. He's not a fan of Bitcoin. ("It's a terrible store of value," Dimon told CNBC. "It could be replicated over and over." Treasury Secretary Jack Lew, more or less, agrees.) He thinks the "sun, the moon and the stars" have lined up for the U.S. economy....

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Keep Automation from Killing Mortgage Market Innovation

01/23/14

Financial institutions that can figure out how to couple an efficient and optimized loan process with personalized service will win in the future.

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