BankThink

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Translating Tarullo: The Federal Reserve plans to step up year-round oversight of big banks to ensure they are able to pass stress tests, Fed Governor Daniel Tarullo said in a Wednesday speech. The thrust of Tarullo's remarks suggest a push "to centralize the oversight of Wall Street in Washington," according to the Wall Street Journal. The paper focuses on how the stress-test failures of both Zions Bancorp and Citigroup may have been...

A recent court ruling affirms that customers can be held responsible in cases of wire transfer fraud. But banks arenÂ't off the hook.

ItÂ's true that AIGÂ's heavily regulated securities lending program played a role in the downfall of the insurer. But it is a dangerous fallacy to argue that this proves that regulation should be left entirely to the markets.

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New Obstacle for Securities-Fraud Suits: A Supreme Court ruling on Monday added a hurdle to investors' efforts to win class-action lawsuits over claims of securities fraud. Companies defending themselves against such lawsuits can now attempt to get them thrown out of court by proving at an early legal stage that misleading statements did not have an impact on stock prices. But the decision in the case of Halliburton v. Erica P. John...

The recent proposal for the U.S. Postal Service to sell banking services invites comparisons to Walmart's equally controversial, and ultimately abandoned, 2005 bid for a banking charter. Both would-be financial industry game-changers are large and ubiquitous, but there are some notable differences.