BankThink

A Plan to Help the Poor with Cheaper Remittances

01/01/16

Dilip Ratha, an economist at the World Bank, shows how the power of a simple remittance sent from one family member to another could be magnified to improve the lives of poor people.

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FASB Chief Is Dead Wrong on Small Banks' Role in Crisis

12/31/15

Recent comments by Russell Golden, chairman of the Financial Accounting Standards Board, raise questions about the board's plans to change bank accounting standards.

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We Can Do Space Travel, But Can't Solve the Payments Security Problem?

12/30/15

Despite increased investment and development in the consumer payments space around mag stripe, EMV and contactless payments solutions, there is still a huge concern when it comes to data theft.

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Regulators Shouldn't Rubber-Stamp Banks' CRA Efforts

12/29/15

Officials that assess how well banks lend and invest in their communities seem out of sync with the experiences of Main Street.

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U.S. Regulators Losing Out to U.K., EU on Innovation

12/28/15

A trip to London reveals how far ahead British and other European regulators are in streamlining the licensing process for payments providers and other fintech firms.

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Shareholder Alignment Is the Way to Add Value

12/28/15

How can your company avoid missteps? By engaging with your shareholders in a constructive way. Dialogue between companies and shareholders Â-- if approached in the right spirit Â-- can yield valuable strategic insights and positively impact financial performance.

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Banks Weighing Pot Business Find Haze of Misinformation

12/24/15

Financial institutions considering whether to bank marijuana-related businesses often receive inaccurate information about the emerging industry. Here are five common myths.

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Morning Scan: Foreign Banks Profit off Rate Hike; Sanders Blasts Fed

12/24/15

Editor's note: Morning Scan will publish next on Jan. 4, 2016. Happy holidays and happy new year from all of us at American Banker and SourceMedia. Wall Street Journal

Christmas came early for foreign banks this year, thanks to the Federal Reserve. This year, units of foreign banks raked in around $6.25 billion in interest on the reserves they store with the central bank. Because of the Fed rate hike, these interest payments will double. The prospective...

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How Golf and Game Theory Apply to Capital Rules

12/23/15

Regulators' recent focus on the leverage ratio to measure capital adequacy is similar to a golfer ignoring the shape, speed and cut of a putting green.

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Morning Scan: Mortgage Disclosure Rules Blamed for Home Sales Decline; Lending Club's Worries

12/23/15

Wall Street Journal

New rules for mortgage closings helped squash sales of previously owned homes in November, according to the National Association of Realtors. Existing-home sales fell 10.5% last month to a seasonally adjusted annualized rate of 4.76 million, the Realtors said. That's less than the 5.32 million predicted by economists. ...

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