BankThink

Wall Street Journal

Has the presence of institutional investors caused this country's biggest banks to act as if they were a big monopoly? That's the question a group of economists asked in a paper. The scholars found banks will make their customers pay more in fees and offer less in interest on deposit certificates when institutional investors invest in competing banks. Consequently, the presence of the same investor from company to company can begin to make...

Implementing discrete changes to a core system to compete with disruptors is merely dressing up an arsenal that really should be replaced or overhauled.

For all the attention nonbank fintech firms get, they still have a long way to go before winning over key customer segments, such as business banking customers.

New York Times

Investment bankers the world over are salivating at the fee bonanza that would emerge from a potential Saudi Aramco IPO.

If it went public, Saudi Aramco, the state-owned oil producer in Saudi Arabia, could generate a market value the equivalent of 12 Apples, or about $7 trillion. And that's based on a 2010 estimate. ...

In theory, Sen. Bernie Sanders' plan to use Section 121 of the Dodd-Frank Act to break up the big banks sounds plausible. In practice, it won't ever happen. Here's why.