News Topic: BankruptcyQuestionsNationalBankruptcyForum

The Bankruptcy Court Scrutinizes Fees Charged by Consumer Attorneys By definition, the assets of bankruptcy debtors are limited. Taking this reality into account, the Bankruptcy Code has historically required debtor attorneys to disclose their fees, and in ... Read full article

The Sheriff Came to My Home, Have I Committed a Crime? I received a call yesterday from a client who was concerned about a recent visit from the sheriff. After a Homeowners Association instituted foreclosure proceedings because of delinquent dues, the ... Read full article

The Sheriff Came to My Home, Have I Committed a Crime? I received a call yesterday from a client who was concerned about a recent visit from the sheriff. After a Homeowners Association instituted foreclosure proceedings because of delinquent dues, the ... Read full article

Too Much Debt Forces Trader Out of Chapter 13 It’s never a good thing when you owe money to the federal government. While that doesn’t come as a big surprise to most of us, the story of a Michigan stock broker reminds us yet again that Uncle Sam can and ... Read full article

How Can I Pay For Bankruptcy? At first blush, the title of this post “When You’re Too Broke to File Bankruptcy” may seem counter intuitive to some. After all, isn’t it people who are by definition “broke” and struggling with debt who turn to bankruptcy to ... Read full article

Yes, Bankruptcy Might be Able to Save Your Home Yes, under certain circumstances, filing for bankruptcy can save your home from foreclosure, but read on, there are certain conditions that must be met before you qualify for relief. We’ll do our best to give ... Read full article

Surrendering Property Usually Allows the Debtor to Walk Away From Underwater Property. What Happens When the Bank Refuses to Take Ownership? One of the big advantages for consumers filing bankruptcy is the ability to surrender property they can no longer ... Read full article

California foreclosure laws are among the nation’s most complex but are also fairly consumer friendly. In this post, we will attempt to provide good answers to the most common questions California residents have about the foreclosure process, both before ... Read full article

Am I Protected by Arizona’s Anti-Deficiency Law After Foreclosure? When most families purchase a home, they don’t envision ending up facing a foreclosure sale, but in states like Arizona where the housing market has been particularly hard hit, foreclosure ... Read full article

There Are Exceptions to the Automatic Stay One of the big advantages for consumers filing personal bankruptcy is the automatic stay. The automatic stay is an injunction that prevents creditors from further collection efforts once a bankruptcy case has been ... Read full article

When someone mentions bankruptcy or foreclosure, it might make you cringe. But many residents of Dayton, Ohio, know of the financial issues that can lead someone toward those outcomes. Sometimes the two come together, but that isn’t always the case. ... Read full article

As a Dallas bankruptcy lawyer, I have clients in all stages of financial hardship. When people come in for a consultation I like to review their situation individually to determine whether bankruptcy  is right for them and when is the best time to file. I ... Read full article

Meeting your potential client for the first time will set the tone for your entire representation. By having a well-reasoned and thorough interview form, you should be able to gain a great map for what questions you may have for this client, what chapter ... Read full article

You’ve been served a notice and foreclosure is impending. You feel helpless and want to save your home. There is something you can do. Foreclosure defense involves fighting back against a lender who is trying to foreclose to either stall the foreclosure ... Read full article

Homestead Exemptions Don’t Protect Investment Property Although homestead exemption laws vary by state, none of them protect investment property. A homestead is, by definition, a primary residence. You don’t necessarily need a white picket fence and a ... Read full article

Tax Refunds are Vulnerable in Bankruptcy We’ve said it time and again on the forum, tax refunds are the number one asset that trustees routinely take from debtors. Exemption laws in most states only go so far to protect cold hard cash and anything over and ... Read full article

I get calls on a regular basis from Montana homeowners who need foreclosure help. Like many Americans, Montanans who have fallen on hard times and lost their jobs have not been able to keep up with mortgage payments, as a result, they are in foreclosure. ... Read full article

By: Aaron Huff Over the last few years, a new buzz term has enterred the vocabulary of our troubled economy.  Loan Modification.  The mortgage creditors make it sound so easy.  The President and Congress make it a talking point as if it were a “fix” for ... Read full article