Affordable housing

Why banks are taking a closer look at down-payment assistance


A deal between TD Bank and a Vermont nonprofit is just one example of how banks are getting creative in addressing affordable housing needs while reaping financial and regulatory benefits.


Mortgage credit still in a post-crisis funk? The data begs to differ


Despite recriminations about how the crisis and ensuing regulations have tightened loan access, an actual assessment of mortgage credit availability is more complicated.


The biggest challenge to fixing housing blight


There are ways to fix vacant housing. So why can't we manage to do it?


‘We do not determine our destiny’: A sit-down with outgoing Freddie CEO


Donald Layton, who has run the mortgage giant since 2012, discussed the busy agenda leading up to his departure and says Freddie can serve as a "technical adviser" in GSE reform talks.


Marshall Plan: How to fix vacant housing


Can community land trusts and Community Reinvestment Act reform fuel investment to stop urban blight?


Lenders fear worst from rent control measure on California ballot


Proposition 10 would give local jurisdictions a freer hand to restrict rents, but critics say that would lead to property devaluations. Some see an effect regardless of whether the measure passes.


Sweat equity: What does it cost to build a home?


The crisis in affordable housing has its roots in the high cost of building entry-level single-family homes. But why does it cost so much to build a house? And what did previous generations do to build affordable housing?


'You're either growing or you're dying': The struggle against rural blight


Small towns across the country struggle with vacant housing as much as cities, even though some of those places have plenty of jobs. Geography and a declining population are forcing many rural communities to make hard choices.


The new blue collar job


People need jobs to afford housing, but how can cities attract more jobs to places that need them the most?


Warren wades into CRA overhaul with revamp plan of her own


The senator’s bill to reform the 40-year-old law and expand housing investments could gain clout as Democrats look to pick up congressional seats and she eyes a presidential run.