The judge sided with the New York Department of Financial Services, which had sued the OCC over the proposed charter.

Declining interest rates took a toll on its profit margin, but the Salt Lake City company still beat earnings expectations in the third quarter.

The credit card lender responded to the closing of Toys R Us stores last year by issuing Synchrony-branded cards to the retailer's customers. Now it's testing a general-purpose card with a wider array of clients.

The move follows similar offers from other major brokerages in the last two weeks, as the wealth management industry races to woo clients with the lowest-priced products possible.

The group's Wake Up initiative will include legislative and regulatory proposals, along with added resources to help members push for a level playing field.