Time Timeble of a Chapter 13 Bankruptcy Case

05/25/14
Automatic Stay 
Upon the filing of your bankruptcy case, you are immediately protected from most collection actions against you and your property. The automatic stay is an injunction against the involved creditors from proceeding wit heir collection actions.

Exceptions to the Automatic Stay

The following are some of the items that are not automatically stayed by the filing of your bankruptcy case: criminal cases, certain actions regarding alimony, maintenance or support, and governmental police or regulatory actions.

 Creditors Meeting
About 6 weeks after your bankruptcy case is filed, you must attend the "creditors' meeting" (34l meeting) at the Federal Building. This is generally just a short meeting with your bankruptcy trustee and any creditors who choose to attend.  In most cases, no creditors bother to attend.  Your Bankruptcy Judge will not attend.

You must bring your original social security card, driver’s license,  and proof of payment of your chapter 13 plan payments.

Length of Chapter 13 Plan
Chapter 13 plan are usually for a period of 3 to 5 years. This length of the plan depends of various factors, including your income, the amount of your non-exempt property, and what you are trying to achieve in chapter 13 plan.
Discharge Order
After you complete your chapter 13 plan, the trustee will issue a report of your plan completion. Shortly thereafter, your chapter 13 discharge will be entered and your case closed.

  

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