Responding To Debt Collectors

Often people call me and ask me to help them deal with creditors calling to collect money. I always explain that handling collection calls is not legal work, and they will waste money paying attorneys to respond to collection calls.

So, how do you handle bill collectors. I read a good blog post on the subject by Michigan bankruptcy attorney Kurt O'Keefe. Mr. O'Keefe's article provides practical suggestions of things to do and things to avoid when you are the target of debt collection.