Round Lake Bankruptcy Attorney Addresses The Post-Filing Requirement

Round Lake bankruptcy attorney David Siegel states that in addition to pre-filing requirements, there are also post-filing requirements.  One requirement is that the debtor must take a second credit counseling class which is called the personal financial management instructions course.  This class can be taken at the trustee’s office in a Chapter 13 or in a Chapter 7; it can be taken through an online class, a class over the telephone or through a DVD.  Again, it depends on what the debtor is doing but it can be a double fee for the second class.  However, in a Chapter 13, it’s generally free if you go to the trustee’s class. 

Also, there are a number of things that can show up after you file the case that must be done such as providing any documents that the bankruptcy court or the trustee is requesting.  These are things such as income statements or pay stubs or pay advices after the case has been filed, or other documents regarding the value of assets that the debtor may have.  These are just a few things that could pop up that might be required in order to receive a final discharge of a bankruptcy case.  If you are seeking additional information on filing for bankruptcy, you may contact David Siegel at (847) 520-8100.