Can I Afford To Hire An Illinois Bankruptcy Lawyer?

A person who needs to file bankruptcy can afford to pay a bankruptcy attorney, provided that bankruptcy attorney is willing to take payments in installments.  For example, I often start my clients out with a minimum of $100.00 down and then payments of $100.00 every two weeks thereafter.  Once a client hires my law firm they’re not going to be making the minimum payments on their credit cards.  They’re not going to be paying the unsecured signature loans, and they’re not going to be paying utilities or mortgage payments if they’re surrendering the house.  Thus, the typical debtor will have more money available per month, even on the payment plan, once they’ve made the decision that they want to hire the law firm and file a bankruptcy case. 

Many law firms will not do any of the work until the fees are paid in full.  That is not the case with my firm.  What I will do is I will create a file and actually start your paperwork with your $100.00 down payment.  At that point you can notify creditors about the law firm and let them know that we are handling the case for you.  Once you notify a creditor that you have hired my office, that creditor will call my office and verify that you are in fact a client.  Once they have verified that you are a client, they cannot call you once again.  Every call from there on after would have to be to my office and any correspondence in writing would have to be to my office.  The only exception would be if they want to actually file a lawsuit against you, which is really a silly thing to do knowing that you’re going to be filing a bankruptcy.  That would just be wasting time, money and effort on a case where they’re not going to collect because the bankruptcy is going to eliminate the debt. 

So the payment plan is affordable, $100.00 every two weeks.  You get the protection of the law firm.  You can notify creditors about the law firm, and you don’t need to worry because you have a law firm helping you, representing you, answering all of your questions, and taking the weight off your shoulders even before the case is filed. 

Once you’ve hired the law firm you also are free to call with any questions.  You are free to add creditors at any time before your case is filed without a fee.  You are free to come in and meet with the attorneys as much as you would like, so that you feel comfortable with your case.  I don’t put any restrictions on the amount of contacts that you can make with the office.  I don’t put any restrictions on the amount of times that you can come into the office.  My flat fee is just that, a flat fee.  I do not charge an hourly rate.  I do not charge for phone calls.  I do not charge for photocopies.  Once I set that flat fee it is written in stone and you will not be charged another dime, unless of course you miss a court date, because for that we have to go a second court date.  So there is a charge for a second court date.  But someone who is in debt, thinking of filing bankruptcy, can certainly afford $100.00 every two weeks if they are not paying their other bills. 
For more information, visit Illinois Bankruptcy Lawyer or call (847) 520-8100.