In re: Iftikhar, No. 10-54579 SLJ (Bankr. ND Calif., March 15, 2011)...

In Chapter 13 bankruptcy, you may be able to ask the court to lower the amount that you owe on a mortgage.  Actually, it is slightly more complicated than that, but it boils down to the same thing. If you have a mortgage that you owe more on than your home is worth, the court [...]