Bankruptcy Basics: What is a “cram-down”?

So, you meet with an attorney to discuss your options in bankruptcy.  The attorney discusses a chapter 13 and says that you can “cram-down” your car in a chapter 13 case.  Cram what!?  I like the thought of cramming something somewhere for a particular creditor but what exactly is a “cram-down”? Under chapter 13, a [...]