Urban Institute

Access Denied episode 1: The wealth effect

10/26/20

Net worth disparities and the role housing and mortgage discrimination play in Black homeownership show that it's impossible to close the gaps without eliminating racism.

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Fed to pitch CRA revamp of its own as regulators chart different paths

09/17/20

The Federal Reserve Board will discuss an advance notice of proposed rulemaking on the Community Reinvestment Act at an open meeting. The central bank had previously declined to support an OCC rule overhauling the 1977 law.

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Trump administration takes giant step backward on racial equality

08/23/19

Revamping the doctrine of disparate impact doctrine, as HUD proposes, would gut fair housing enforcement.

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FHFA takes another big step toward single security for GSEs

09/12/18

The Federal Housing Finance Agency issued a proposal Wednesday that would require mortgage giants Fannie Mae and Freddie Mac to align their policies on cash flows for current mortgage-backed securities, and eventually for a uniform security when it is implemented next year.

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Laurie Maggiano, HAMP architect, CFPB program manager, dies at 64

01/09/18

Laurie Maggiano, the Consumer Financial Protection Bureau's program manager for servicing and secondary markets, died on Sunday.

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How Trump can make the FHA more lender friendly

06/02/17

The Federal Housing Administration's gateway to homeownership could be widened if the Trump administration takes actions to reduce mortgage insurance premiums and clarify lender penalties under the False Claims Act.

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First-time homebuyer market making comeback

06/02/17

For the first time in a decade, new owner households created in the first quarter were higher than the creation of renter households.

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