'Let's play a drinking game': Comments of the week


Readers react to whether the next presidential debate will discuss banking, how California's financial policies are bleeding into other blue states, suggested reforms to the Community Reinvestment Act and more.


One challenger bank's plan to bring immigrants into financial mainstream


Majority, which will launch nationwide later this quarter, will use networks of immigrants to sell a mobile phone-based account that features unlimited remittances and international calling services.


It's not enough to fix the de novo application process


Even with the FDIC actively encouraging groups to start banks, challenges like raising capital and low interest rates make it tough.


One community banker's plan to reach the underbanked


Julieann Thurlow says Reading Cooperative Bank in Massachusetts is well positioned to help immigrants and millennials. Technology is crucial to serving both groups, she says.


JPMorgan donates $25M to get fintech in hands of underbanked


It is the bank’s second big gift to the nonprofit Financial Health Network in recent years, with this one earmarked for a financial solutions lab.


The derailment of California's payroll advance law


A first-in-the-nation bill that drew unanimous support from the state Senate failed to get over the finish line this year. What happened?


Banks in rural areas need to step up their mobile game


As branches in remote areas disappear, banks run the risk of losing business to fintechs.


Why Apple card will succeed; Opening the Fed payments system


Offering 3% on purchases through its App Store, Apple hopes to make its competitors' phones a less-appealing option; a call for speeding up FedNow.


6 banking questions for the next Democratic debate


From housing finance to Facebook’s crypto plans, moderators questioning the presidential candidates in Texas next month would have no shortage of financial policy topics from which to pick.


Recession-proofing loan books, Trump DOJ goes easy on big banks, Fed's real-time payment: Top stories of the week


Anticipating recession, banks start scrubbing loan books; how Trump's political appointees thwarted tougher settlements with two big banks; the Fed's plans on its real-time payment service; and more from this week's most-read stories.