TheFloridaBankruptcyLawBlog

Almost every day I receive a communication from the bankruptcy court that a Notice of Commencement form in one of my clients’ bankruptcy cases was returned for an incorrect address. That creditor has not received notice of my client’s Chapter 7 bankruptcy filing. Does it really matter if a debtor does not provide his attorney an accurate creditor address?

Most http://www.alperlaw.com/bankruptcy/chapter-7-bankruptcy/ ">Chapter 7 bankruptcy debtors do not own investment interests in limited liability companies. People who file bankruptcy have either liquidated all investments or do not have money to invest in business.

There are two types of “people” in the credit card world that are frequently confused. These people are the “co-applicant” and the “authorized user.” Client I encounter in Orlando, Florida, often ask me if they are personally liable for someone else’s credit card when they have themselves previously used the card. In bankruptcy, if a debtor is legally liable on someone else’s card is important to know in order to list the card as a debt and name the primary owner as a co-debtor.

Chapter 7 bankruptcy debtors may not discharge certain debts including debts related to alimony, child support, and other domestic support obligations. In almost all instances domestic support obligations arise out of a civil divorce proceeding. A recent Orlando bankruptcy case considered domestic support obligations based upon an immigration matter which was litigated in federal district court.

Many of my clients ask me how their situation and my proposed solutions will affect their credit score. One of the best explanations of credit scores I’ve seen is in a post on a travel blog called The Points Guy.