student loans

The Empiricist Strikes Back

08/06/15

The Washington Post had a story yesterday about the Department of Education's look at how student loan servicers deal with the Servicemembers Civil Relief Act and its protection to members of the Armed Forces.

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Is There a Student Loan Debt Crisis?

06/23/15

I've been a skeptic for some time about claims that we have a student loan "crisis" in the United States. For individuals mired with student loan debt, it is very much a crisis, of course.

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Student Loans

06/20/15

Experts state that by early 2013, the amount of student loan debt in the United States surpassed $1 trillion and that nearly 20% of Americans households owe on student loans.

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Bankruptcy and Student Loan Debt

05/11/15

My thoughts on whether the Bankruptcy Code should be amended to allow easier discharge of student loan debt are upon The Examiners at the Wall St. Journal. Short of it is yes for private student loans, no for public student loans.

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Who is Helping Consumers With Defaulted Student Loans?

04/16/15

Clearly, the biggest surprise in consumer borrowing since the crash has been the explosive expansion of student loan debt. It has surpassed both auto lending and credit card lending. And, since it ties with Payday Lending and pre-crash sub-prime mortgage lending for the thinnest underwriting there are defaults aplenty. 

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The Average Student Debt Load in D.C. is a Whopping $40,885

03/10/15

The nation’s student-debt tab has more than doubled since the recession to roughly $1.3 trillion, but the burden varies greatly by state.

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