Risk tolerance

Lender beware: Emergency relief efforts are inherently risky

05/29/20

The takeaway from the PPP rollout is that bankers must protect their reputations and limit their risk appetites as they participate in further government-backed rescue programs.

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AI models could struggle to handle the market downturn

03/19/20

Many new artificial intelligence and machine learning methods used for underwriting are not fully equipped to predict defaults.

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CECL is a real threat to the financial system

01/31/20

The new accounting standard meant to prevent another financial crisis could actually trigger one.

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FDIC issues warnings on leveraged lending, CRE concentration

12/23/19

The board- and management-level handing of CRE concentration was the chief concern of FDIC examiners, making up more than 56% of all the supervisory recommendations regulators made in the two-year period.

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Guns pose a political risk for banks

02/23/18

The sale of firearms is becoming a flashpoint for millennials. That could put individual banks in the position of having to take a stand on gun control — or risk reputational damage.

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California struggles for answer to pot banking conundrum

07/10/17

The nation’s largest state set out to bring a once-illicit industry into the financial mainstream but is now running into a Washington, D.C.-size barrier.

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