Risk appetite

The write-downs are coming. Start preparing now.


Periods of significant loan defaults are tough on banks and force unpleasant choices. Here are steps to evaluate collateral in such uncertain times.


Lender beware: Emergency relief efforts are inherently risky


The takeaway from the PPP rollout is that bankers must protect their reputations and limit their risk appetites as they participate in further government-backed rescue programs.


CECL is a real threat to the financial system


The new accounting standard meant to prevent another financial crisis could actually trigger one.


Banks cite regulations among reasons for repo spike: Survey


Many large lenders pointed regulatory restrictions on their balance sheets and reduced risk appetite to explain why they stood on the sidelines during the September spike in overnight funding rates, according to a Federal Reserve survey of senior credit officers.


New York Community warns about heated competition in multifamily lending


Shares in the lender fell after it reported lower third-quarter profits, said nonperforming assets rose and cautioned that it had lost multifamily loan deals to competitors offering easier terms.


LendingClub eyes 3Q profit, looks to reopen credit spigot


The San Francisco company forecast a modest profit in the third quarter because its cost-cutting plans are ahead of schedule. It's also starting a program to sell riskier loans to sophisticated investors.


Small-business fintech launches lending platform for banks


Biz2Credit is offering its Biz2X platform to all banks after gaining HSBC and Popular Bank as clients.


Survival strategies from a midsize bank chief


John Ciulla, one year in as CEO of Webster Financial, discusses how he is preparing for the next downturn, picking his spots in tech spending, and remaining cautious about M&A.


Moynihan or Dimon: Whose crystal ball is right?


Bank of America CEO Brian Moynihan and his fellow executives said they see nothing to suggest a slowdown is imminent. Their outlook was far more upbeat than that of JPMorgan chief Jamie Dimon.


Corporate debt credit standards 'deteriorating,' Fed warns


The amount of debt owed by businesses and the valuations of corporations are elevated, creating a growing source of concern, the Federal Reserve said Wednesday.