regulation-reform

An analysis of FDIC data shows the leverage ratio did little to distinguish banks that have failed since 2008 from those that remained healthy.

The federal government is now even more involved in the design, pricing, allocation and servicing of home mortgage credit than during the subprime lending debacle. Current proposals that call for government involvement would further entrench this situation.

President Obama has nominated Penny Pritzker to head the Commerce Department, overlooking her role in the costly failure of Superior Bank.

Unrealistic capital requirements and strict deadlines would force megabanks to sell assets, removing their value from the U.S. and global economies permanently.

The Terminating Bailouts for Taxpayer Fairness Act adds more regulatory uncertainty to a financial sector that desperately needs clarity and direction.