regulation-reform

Weekly Wrap: Stuck on Choke Point; Speaking of Payday Lending

04/25/14

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

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Challenges and Opportunities for the Mortgage Servicing Industry

04/25/14

By addressing concerns about how distressed loans are resolved, banks and non-banks alike can make a virtue out of necessity and regain the trust of policy makers and the public.

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Banks Should Diversify Their Supplier Networks

04/23/14

By buying more goods and services from businesses rooted in diverse communities, banks can build bridges with those communities and expand their customer base. And by expanding their networks of potential suppliers, banks can obtain better quality services at lower prices.

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It's Time for the Industry to Embrace Phased-In, Same-Day ACH

04/23/14

Those in the industry say customers aren't asking for specific same-day capabilities. Could it be that they aren't asking because they are finding solutions elsewhere?

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'Operation Choke Point': Way out of Control

04/22/14

The place to debate whether payday lending or any other business should be allowed to operate and have access to the banking system is in the halls of Congress and state legislatures, not in the backrooms of government bureaucracies.

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Time to Settle for GSE Restructuring?

04/22/14

A mediocre solution as unappetizing as that may be, in the long run, is preferable to no solution at all in the secondary mortgage market.

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Why Bank CEOs Barely Rate as 'World's Greatest Leaders'

04/22/14

In order for bank CEOs to be included on any "great leaders" list, trust with customers, employees and shareholders must be strong.

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Fannie and Freddie Are Obviously SIFIs

04/21/14

Fannie and Freddie are huge in size, huge in global systemic risk, close to zero in capital, and of fully demonstrated "too big to fail" status. What is stopping the Financial Stability Oversight Council from designating them as systemically important?

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Weekly Wrap: TBTF Feedback; Speaking of Stress Tests

04/18/14

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

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What Bank Earnings Coverage Should Focus On

04/17/14

Without meaningful transparency on banksÂ' financial reports, regulatory capital ratios and living wills, anyone writing about bank earnings is a willing actor in banksÂ' quarterly earnings Kabuki theater.

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