RegTech Conference

‘Wall Street’s ledger systems don’t keep honest track of who owns what’


Caitlin Long, member of the Wyoming Blockchain Task Force, explains why the state has enacted 13 blockchain laws and what they mean for fintechs and banks.


Cash-flow data shows promise as predictor of credit risk


Melissa Koide, co-founder and CEO of FinRegLab, analyzed loan data from six lenders that use cash-flow data in their underwriting. She shares what she found.


CFPB moves to ease fintechs’ regulatory fears


The bureau issued three policies removing the threat of legal liability for approved companies that test new products.


How banks can fine-tune regtech (and still reach the underserved)


Banks should work to shield some customers who may otherwise be flagged or blocked by AI-powered safeguards, and consider using alternative data to expand services to the underbanked.


Tech sprints, privacy fines, digital ID: Takeaways from RegTech confab


Regtech — the intersection of regulatory compliance and financial innovation — is still taking shape in the U.S with some pushing for "tech sprints" to speed the development of new tools, while some see new threats and opportunities looming in the space. Following is a look at hot-button topics at American Banker's RegTech summit.


Banks’ data collection efforts lacking; CFPB, JPMorgan offer advice


Banks need dedicated teams to shore up digital compliance efforts, officials at SourceMedia’s RegTech 2018 conference said.


This library’s sole subject: Keeping up with financial criminals


The regtech firm Arachnys, which in 2010 entered a field dominated by established data providers, recently raised $10 million after gradually building a collection of 23,000 data sources that helps bankers protect themselves from money launderers and other criminals.


Hard-won wisdom from AI's early adopters


Executives at Wells Fargo, BBVA Compass, ATB, and Banco Popular share some of the pain points they've encountered as they've implemented artificial intelligence, and how they overcame them.


How AI helped double volume at this auto lender


The subprime auto lender Prestige Financial Services used machine learning to make more effective lending decisions than its former model.


How this regulator is using AI to probe financial fraud


The U.K.'s Serious Fraud Office employs software that can read discovery documents about 2,000 times faster than human lawyers and can find previously unknown patterns between people, enabling quicker investigations and penalties.