Is one-stop banking viable anymore?
The concept of a primary bank that satisfies all customer needs is becoming a relic of the past, so banks must rethink their revenue models. ... Read full article
News Topic: Nonbank
Search Results
How states can still outmatch OCC over fintech
The OCC’s draft fintech charter requirements are far from perfect. States can seize this chance and collectively create a better regulatory environment for fintechs. ... Read full article
Consumers will suffer without rights to their data
The industry needs to establish a clear set of rules and standards so safe and secure financial data access and sharing continues unrestricted. ... Read full article
Alternative lenders undermine financial inclusion
Banks are losing wealthier underbanked customers to alternative lenders — an undercurrent that is halting progress in expanding credit access for all. ... Read full article
Tennessee is latest battleground for controversial energy loan program
Bankers oppose legislation that would let local governments finance energy efficiency projects with liens ahead of the mortgage. ... Read full article
Rather than copy startups, banks need their own innovation model
For a corporation, throwing out new propositions in the dark is a very expensive way to innovate. ... Read full article
OCC's new charter — only serious fintechs need apply
The OCC's limited-purpose fintech charter will separate the healthiest fintech companies from the unhealthy ones — leading fintech one step closer to disrupting the incumbents. ... Read full article