Interest rate risk

Big mortgage lenders are flirting with disaster

02/07/20

Banks' lowering of origination fees and loosening of underwriting standards often foreshadow a downturn.

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Comerica CEO won’t rule out acquisitions

01/02/20

While his focus is on organic growth in Texas and California, Curt Farmer says he would consider a deal in those states if the right one comes along.

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Threat of negative rates has banks setting floors on loans

11/27/19

Many lenders are establishing a firm bottom on variable interest rates amid intense competition for commercial credits, rising deposit costs and the possibility that the Fed could take rates to unprecedented lows.

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No room for error with deposit pricing

11/25/19

Banks need to more actively manage margins — including the use of new modeling technology — in the current low-interest-rate environment.

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Comerica searching for a new CFO

09/16/19

Muneera Carr, Comerica's CFO since 2017, will leave in October and James Herzog, who had been the bank's treasurer, will serve as interim CFO until a successor is named.

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JPMorgan's contrarian move: Stockpiling securities

08/25/19

The bank started buying more Treasurys and mortgage-backeds over a year ago, long before talk about rate cuts. What did it know that its rivals didn't?

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Why President Trump has the Fed on the ropes

08/12/19

The Federal Reserve's monetary policies have exacerbated the wealth gap, making the central bank a vulnerable target for Trump. He’s taking full advantage.

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Make banks use T-bills as collateral for excess reserves

07/30/19

The approach could work as long as the Fed were to add certain thresholds.

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Regional banks use hedging tactics to combat rate cuts

07/23/19

KeyCorp, Regions Financial and others have sacrificed short-term profits to avoid being crushed by an anticipated decline in interest rates.

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Interest income pushes 1Q bank earnings up 9% to $61B: FDIC

05/29/19

More than 66% of the banks reported a jump in net income during the first quarter but new risks are emerging in interest rates and underwriting, the Federal Deposit Insurance Corp. said Wednesday.

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