Housing

Will rising rates + looser regs = mortgage excess? Possible, but doubtful

01/18/17

Rising interest rates typically cause lenders to relax underwriting guidelines. The incoming administration promises to deregulate. Sounds like a combustible mix, but there's ample room to loosen credit without returning to the practices that caused the crisis.

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Homeownership crucial for 'a stable democracy': departing Ginnie chief

01/18/17

In a candid, in-depth exit interview, Ted Tozer discusses Ginnie Mae's growth during his seven years at the agency's helm, the need for comprehensive housing finance reform, big banks' retreat from mortgages, counterparty risk management and more.

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Trump team said to plan delay of FHA premium cut

01/18/17

And the next HUD chief might eventually rescind it altogether.

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Ted Tozer, steward of Ginnie Mae for 7 years, departing

01/13/17

As president of the secondary marketing agency, Tozer has helped the mortgage market to continue functioning and keep up with changes following the financial crisis.

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Prospect of tax reform upends affordable housing finance

01/12/17

Banks have started reconsidering how much they are willing to pay for low-income housing tax credits.

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Embrace the Digital Mortgage as a Competitive Advantage

01/11/17

Nondepository lenders are beating their bank competitors when it comes to both digital innovation and market share in the mortgage industry. As interest rates rise, banks will need to move toward electronic closings and adopt other innovations if they want to stay competitive.

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