Fintech

As VCs pivot from lenders, case for deposit-side fintech is less clear

05/12/17

Brendan Dickinson of Canaan Partners says PFM startups have deep relationships with customers unlike online lenders, but the revenue model isn't as strong.

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‘Like humans do’: Comments of the week

05/12/17

Readers sound off on the use of AI in underwriting, the reasons for the failure of a Milwaukee bank, U.S. banks’ progress in adopting APIs, and more.

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The burgeoning business of helping people save

05/11/17

Self Lender and Wela, two fintech startups, are making their marks on the savings app space by providing incentives to users to manage their money wisely.

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‘First World problems,’ like too much capital, face Seattle bank

05/11/17

Brent Beardall, who recently took the helm at Washington Federal, discusses having excess capital, myriad potential fintech partners and why he would tweak — not repeal — Dodd-Frank.

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In the age of fintech, regional banks need to embrace change

05/11/17

Fintech has upended parts of the banking industry and made old ways of doing business obsolete. But that's also what makes it an exciting time to be a banker, says Citizens Bank CEO Bruce Van Saun.

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Slow API adoption is dragging U.S. banking down

05/10/17

American banks’ slow adoption of application programming interfaces is one reason the world’s largest economy has stumbled in advancing digital banking.

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Six ways community banks are boosting bottom lines

05/10/17

The recent earnings season shined a light on community bankers’ tactical moves. Here’s a look at what some institutions are planning in coming months.

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Fintech’s future is in the back end

05/10/17

The consumer banking experience still needs work. But instead of investing money in consumer-facing products, we must invest in critical yet less sexy infrastructure improvements.

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Ohio banks team up to form fintech accelerator

05/09/17

Fifth Third, Huntington Bancshares and KeyCorp are among the companies backing an effort to bring startups to the Buckeye State.

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For all the hype, challenger banks have challenges of their own

05/09/17

Despite major fanfare about new challenger institutions or digital-only bank brands, technology and revenue difficulties are among the factors threatening their ability to adapt and grow.

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