Fintech

Regulators say they promote innovation, but the opposite is true

12/05/17

More regulation, more regulators and more regulatory uncertainty both increase the cost of and inhibit financial services and payments innovation.

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A regional bank CEO’s take on tax cuts, hacking and fintech partnerships

12/04/17

During a sit-down interview, Bruce Van Saun, the CEO at Citizens Financial, explained how Washington policy changes could boost lending, why cyber threats keep him up nights and how fintechs and AI are changing the industry for the better.

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Role reversal: Crypto enthusiasts now worried about banks

12/01/17

The CFTC's greenlighting of bitcoin futures could open the floodgates for Wall Street, and digital-asset diehards see a plot to take control.

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The key policy questions facing Trump's FDIC pick

12/01/17

The nomination of Jelena McWilliams to chair the Federal Deposit Insurance Corp. moves the Trump administration one step closer to completing its team of regulatory appointments in its push to undo former President Obama's post-crisis policies.

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‘Shut this excrescence down’: Comments of the week

12/01/17

Readers react to the CFPB director shake-up, applaud honorees of American Banker’s annual banker awards and weigh in on the heated financial data debate.

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CFPB leadership shakeup leaves fintech borrowers vulnerable

12/01/17

Richard Cordray won’t be around anymore to keep an eye on the fintech sector. The question now is: Who will?

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Look who's Banker of the Year and who's bidding on Weinstein Co.

12/01/17

Beth Mooney disarms “a ticking time bomb.” The former head of the Small Business Administration wants to buy Harvey Weinstein’s company. Plus, the CFPB showdown, an effective way to combat sexual harassment, and laundry tips from Anne Wojcicki.

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Congress should intervene to let more banks make small-dollar loans

11/29/17

Partnerships with financial technology companies could be effective in helping banks meet small-dollar credit demand, but those partnerships face a legal cloud. Thankfully Congress is considering adding needed clarity.

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Citi adds another tech executive

11/28/17

Jayne Opperman is the third new tech hire the bank has made this month.

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Will banks catch the open-banking wave, or be engulfed by it?

11/28/17

Even though they do not face the immediate prospect of regulation requiring an open-banking policy, American banks should act as if they do.

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