Fintech regulations

Where’s crypto’s watchdog?

01/29/20

Criminals are filling the void left by lax U.S. regulation of cryptocurrencies.

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5 policy hurdles thwarting federal regulators’ fintech ambitions

01/27/20

An outside paper identifies the statutes, regulations and other bureaucratic realities complicating the banking agencies’ efforts to oversee and benefit from rapidly changing technology.

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Europe’s new API rules lay groundwork for regulating open banking

01/21/20

Banks in the U.S. should take note of these requirements before opening their systems to third-party developers.

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Alternative data is not the enemy of underwriting

01/14/20

Regulators are beginning to recognize the importance of using alternative data to provide credit for the underbanked. Now is the time to expand its use across the industry.

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Can California's mini-CFPB pick up slack left by federal agency?

01/10/20

Former CFPB Director Richard Cordray and consumer advocates have designed a proposed state consumer agency that would subject more financial firms and fintechs to state oversight.

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10 fintech forecasts for the ‘20s

01/10/20

A seasoned investor in startups offers his top predictions for the coming decade. Among them: Big tech firms will become big players in financial services.

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Banking 2025: The struggle to avoid becoming the ‘dumb utility’

01/08/20

In trying to adapt and survive in an increasingly tech-dominated world, banks may unintentionally give up their most valuable commodity — their relationship with the consumer, and the data that comes with it.

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Banking 2025: Can regulators catch up to tech changes?

01/07/20

Policymaking has moved at an agonizingly slow speed compared with the exponential growth of technology, leaving regulators and lawmakers facing a huge task over how to keep up. 

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Are states gaining upper hand in fintech charter battle?

12/30/19

With fintech firms appearing stuck in neutral in their efforts to seek bank charters from federal regulatory agencies, observers say state licensing options could be in vogue again in 2020.

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Crackdown on bank-fintech partnerships would hurt subprime borrowers

12/26/19

Some legislators and consumer groups want federal regulators to block such alliances. Here’s why that’s a bad idea.

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