Fintech regulations

From CRA to fintech, new FDIC leadership faces tough choices

05/04/18

Trump-appointed regulators are making headway on easing regulations. But there's one critical voice missing.

[more]

With OCC wavering on fintech charter, judge drops states’ lawsuit

05/01/18

Judge Dabney Friedrich ruled that the case could not proceed because the OCC has not actually granted the fintech charter to any firm.

[more]

Fintech needs more regulatory 'sandboxes'

04/26/18

Although there's often a tension between regulation and innovation, the sandbox concept can help startups, regulators and incumbent banks better navigate experimental financial technologies.

[more]

Banks are from Mars, fintechs are from Venus: Bridging the matchmaking gap

04/25/18

Established banks and financial startups bring different perspectives to the negotiating table. Better understanding those differences can make the sale of a fintech go more smoothly.

[more]

New York AG launches crypto inquiry

04/17/18

New York Attorney General Eric Schneiderman asked 13 cryptocurrency exchanges for detailed information about their operations as part of a "fact-finding inquiry."

[more]

5 items on OCC chief's reg relief to-do list

04/09/18

Comptroller of the Currency Joseph Otting laid out an ambitious regulatory reform agenda Monday, telling a group of community bankers that he is committed to CRA upgrades, new flexibility in BSA compliance and other measures.

[more]

'Those deposits would be gone in a flash': Comments of the week

03/29/18

Readers react to a drive for more public banks, weigh in the launch of an online-only bank, chime in on what millennials need and more.

[more]

Are bankers underestimating Amazon?

03/22/18

More than a decade ago, bankers fought Walmart tooth and nail as it made forays into banking. But with Amazon making more moves into financial services, the reaction is very different.

[more]

Arizona creates nation's first testing ground for fintech

03/22/18

The new law, which is modeled on a similar effort in the United Kingdom, aims to lure financial firms to the desert. It has drawn support from business organizations but opposition from consumer groups — a dynamic that is likely to be replayed in other states.

[more]

Behavior-tracking security tech gaining traction at banks

03/22/18

Behavioral biometrics are attractive because they are easy to implement, hard for criminals to spoof and not subject to the same privacy protections applied to thumbprints or retina scans.

[more]