Financial inclusion

New credit score models won't work if lenders ignore them

06/28/17

Borrowers can benefit from more inclusive data and tightening of certain credit file standards, but so far lenders continue to rely on older models.

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The financial health apps CFSI and JPM are backing

06/15/17

The eight winners of an annual fintech competition will receive $250,000 in capital and resources.

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'The problem with people today': Comments of week

06/02/17

Readers weigh in on the in-store branch model, how community banks hone their message, the difficulty cash-strapped consumers face in finding bank loans, and more.

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Consumers are from Mars. Banks are from Venus

05/30/17

Banks have not adjusted their business models to accommodate growing numbers of financially precarious Americans. But hard times should not disqualify people from the banking system.

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'Costs are costs': Comments of week

05/26/17

Readers weigh in on a proposal for encouraging small bank installment loans, a firm that uses AI to reduce false alarms, what security improvements are needed for sharing customer data, and more.

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How OCC can help banks disrupt the payday loan industry

05/23/17

With the future of payday lending in flux, the Office of the Comptroller of the Currency has the ability to help provide consumers with a better credit option.

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'Enormous, sometimes terrible power': Comments of the week

05/05/17

Readers weigh in the effect of Federal Reserve actions on wealth distribution, how a new startup could reduce overdraft fees, Watson's attempts to catch rogue traders, and more.

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New edge with commercial clients: Teaching their employees to save

05/04/17

First Financial in Ohio says financial health tools for its client’s employees will build more lasting commercial banking relationships.

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How Fed policies thwart economic equality

05/03/17

The Federal Reserve’s next policy actions will have profound impact on whether the U.S. income and wealth gap grows even wider.

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Financial inclusion starts with better data

05/01/17

Big data is a key for banks to better understand what financial products underbanked consumers and small businesses need.

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