FCRA

CFPB orders State Farm Bank to improve credit reporting practices

12/06/18

The banking subsidiary of the Bloomington, Ill., insurer must stop providing inaccurate information to the credit bureaus under a consent order.

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Mulvaney's misfire: CFPB name change could cost industry millions of dollars

12/04/18

An internal agency analysis says changing the name of the bureau to the BCFP, as Mulvaney wants, could cost banks, credit unions and mortgage firms $300 million. It doesn’t have to be this way.

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CFPB issues interim final rule on FCRA disclosures

09/13/18

The CFPB issued an interim final rule on Wednesday requiring that credit reporting agencies keep initial fraud alerts in a consumer’s file for at least a year.

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Bill to enhance poor credit scores will backfire, critics say

07/30/18

Allowing alternative data such as rent and utility payments has bipartisan support, but some say it could create more problems than it solves.

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Expanded reporting for ‘credit invisibles’ could do more harm than good

05/15/18

Supporters say pending legislation would help consumers with little or no credit history. But the bill would instead roll back key consumer protections.

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Senate should take up bill to help lenders see 'credit invisibles'

05/01/18

Consumers who regularly pay their bills on time for things such as their cable and mobile phones should be able to build their credit histories.

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Credit union suit of Equifax may be first, likely won't be last

09/21/17

Summit Credit Union in Madison, Wis., has filed what's believed to be the first lawsuit by a financial institution in connection with the massive data breach.

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Credit Report Errors Cause Consumers Higher Interest Rates

03/01/13

 Federal Trade Commission

After filing bankruptcy people are often interested in trying to rebuild their credit, and a Chapter 7 or Chapter 13 bankruptcy can be a good first step to repairing your credit.

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