Durbin Amendment

Behind the year's second-largest bank deal

03/10/17

Pinnacle Financial wanted to be in high-growth markets. BNC Bancorp saw more regulatory burden looming and limited opportunities to sell itself. Those factors spurred what is currently the year's second-biggest bank deal.

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How regulations drove a digital bank into unlikely hands

03/08/17

The tiny Flagship Bank has made an unusual bet in agreeing to pay 20 times current capital to buy BankMobile, but the same Durbin amendment that prompted Customers Bancorp to sell the unit also made Flagship the ideal buyer.

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Overlooked insights from FDIC's 4Q report card

03/01/17

Although the news was mostly positive, the Federal Deposit Insurance Corp.'s Quarterly Banking Profile revealed potential warning signs for financial institutions.

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Did Durbin amendment lead to unintended credit card splurge?

02/27/17

Lost in the battle between banks and retailers — which is being fought with renewed vigor in the early days of the Trump administration — is any consideration of how caps on interchange fees have affected consumer spending patterns.

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Bankers bullish on Trump, upbeat on reg relief, poll finds

02/27/17

In an exclusive American Banker poll, bankers see President Trump as a positive force for the financial services industry and are optimistic his administration can deliver on CFPB reform and simpler capital rules.

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Banks, retailers prepare for battle; fintech startups surrender

02/23/17

Retailers are prepared to go to the mat to defend the Durbin Amendment on swipe fees; tech firms who sought to displace big banks now sell their wares to them.

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Community bankers aren't holding their breath on reg relief

02/21/17

Attendees at an American Bankers Association conference believe a massive overhaul of banking regulations is unlikely.

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How to solve the bank fee conundrum hurting consumers

02/17/17

Many bank overdraft-related practices favor profits over customer financial health, but those practices are driven in part by lost revenue from an ill-advised Dodd-Frank Act provision.

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Bank CEOs ask lawmakers to ease capital rules, repeal Durbin cap

02/13/17

Regional banks don’t pose risks to the financial system that have caused concern among policymakers, executives of 18 banks told top Republican and Democratic lawmakers in Congress.

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What (else) banks want from Washington

02/13/17

Financial firms are going on offense in Washington, pressing a policy agenda that would have been unimaginable just a few months ago. Some proposals, like reforming the Consumer Financial Protection Bureau, have been floated before while others began to gain traction after Republicans swept the November elections. Here's a look at some of the industry's requests.

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