discharge

Debtor’s Apparent Draining of Bank Accounts Days Before Filing Chapter 7 Petition Leads To Turnover Order And Objection To Discharge

08/24/13

Bankruptcy lawyers regularly caution debtors to avoid unusual financial transactions, including credit card charges, cash withdrawals, and the like, prior to filing their case.  This is a case in which a pro se debtor withdrew several thousand dollars in the week before filing and got caught.  In addition, Debtor also requested, and initially received, approval for a waiver of her filing fee because she appeared destitute.  In re Ricks, Ch. 7 Case No. 13-60100, 2013 Bankr. LEXIS 3355 (Bankr. S.D. Ga.

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Secured Lender’s Post-Discharge Communications To Debtor Did Not Violate Discharge Injunction

06/20/13

In Mele v. Bank of America, et al., Adv. Proc. No. 12-5031, 486 B.R. 546, 2013 Bankr. LEXIS 455 (Bankr. N.D. Ga. January 8, 2013)(J.

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Student Loan Bankruptcy Problem A Doozy

04/17/13
Image courtesy of Dreamstime

Image courtesy of Dreamstime

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Florida Case Provides Textbook Example of How to Handle a Discharge Violation

04/02/12
A case involving an elderly woman and egregious violations of the discharge has generated a bit of buzz in the blogosphere. I first noticed it here on the Huffington Post. I decided to write about this case because I was frustrated with trying to verify the posts and because I think ithe case offers a good example of how to efficiently deal with a discharge violation.
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Discharge of Debt

01/18/12

A debtor can obtain a discharge of debt by filing for bankruptcy.  A discharge of debt releases the individual’s personal liability for many types of debts.  A discharge prevents creditors from making any collections efforts upon the debtor including phone calls, letters, and threats.    Many types of unsecured debt can be discharged, including credit [...]

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How to Screw Up Your Bankruptcy Discharge

12/26/11

Grounds For Objecting to the Bankruptcy Discharge In the vast majority of cases, the bankruptcy discharge is the primary reason debtors enter the Bankruptcy Court. After all people file bankruptcy to get rid of debt and a court order is certainly an effective way of making this happen. However, receiving a discharge is not guaranteed, [...]

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How to Screw Up Your Bankruptcy Discharge

12/26/11

Grounds For Objecting to the Bankruptcy Discharge In the vast majority of cases, the bankruptcy discharge is the primary reason debtors enter the Bankruptcy Court. After all people file bankruptcy to get rid of debt and a court order is certainly an effective way of making this happen. However, receiving a discharge is not guaranteed, [...]

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Bankruptcy Doesn’t Give You a Free Christmas!

12/25/11

Don’t Use Credit Cards on the Eve of Bankruptcy Perhaps you bought your Christmas gifts on plastic and had a brief daydream about a free holiday thanks to the Bankruptcy Court. Maybe you were planning to file already and figured getting rid of holiday bills would be an extra advantage. Think again. Even before we [...]

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