Digital mortgages

Weren’t algorithms supposed to make digital mortgages colorblind?

11/26/18

Minorities are still charged more for mortgages when all other applicable credit factors are equal — both in-person and online, according to a new study by the University of California, Berkeley.

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Sizing up the real fintech threat to banks

11/07/18

Will it be a bigfoot from Amazon, Google and Apple, or death by a thousand bites from niche rivals? Or can banks rally and fend off the insurgents?

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New UltraFICO score stokes concerns about data privacy

10/23/18

A new credit score that includes consumers' cash flow alongside their credit score is winning praise for its potential to help expand access to credit, but some worry it gives the credit bureaus even more data that could be compromised.

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Former SoFi CEO's startup unveils digital home equity loans

10/10/18

Mike Cagney’s current venture, Figure Technologies, is offering consumers the ability to apply online for home equity loans and get funding in as little as five days.

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Fiserv Lending rebrands following sale to Warburg Pincus

09/20/18

Fiserv Lending Solutions rebrand to Sagent Lending Technologies reflects the company's focus on a more efficient process for mortgage and consumer lenders.

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Welcome, overlords. Coffee's down the hall

09/19/18

AI and blockchain technology are going to change the financial services business. How much? Steve Brown, aka "The Bald Futurist" suspects you're underestimating.

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How B of A streamlined its digital mortgage

09/18/18

The bank pared down its application to 50 questions and allows customers to do the easy work before turning it to the loan officer.

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Quicken Loans’ prescription for mortgage lenders

09/18/18

Bill Emerson, the vice chairman of Quicken Loans, said mortgage lenders need to give time to consider innovation and not be deterred by naysayers.

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SunTrust's Elliott on partnership relationships

09/18/18

It's good advice in any relationship context. SunTrust's Bryce Elliott wants transparency from his technology partners. "It's OK to tell me no."

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BofA's Schleck: Digital isn't displacing the loan officer

09/18/18

The migration to digital may change the way loan officers work, but it won't make them less essential: BofA Consumer Lending SVP John Schleck.

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