CreditSlips

Needle in a Haystack?

10/13/12

Following my post regarding PayPal's new opt-out arbitration provision, I talked to many individuals who could not find the directions for how they can opt out (hence "needle in a haystack").  Here they are:

"Opt-Out Procedure.

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Read This

10/12/12

An important post about the great industry bugaboo – "regulatory uncertainty" – and the issue of "qualified mortgages," which, as Adam has noted, has become something of a political football.

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Shipping News of the World

10/12/12

Whaddayaknow -- the Ghanaian commercial court upheld the detention of the Argentine tall ship at the request of the defaulted bond holders.

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PayPal Joined the Party

10/10/12

Adam Levitin commented on the eBay's opt-out arbitration program on CreditSlips.org a few weeks ago, and there have been campaigns calling for consumers to opt out of eBay's program.

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Fine Print Foils

10/08/12

I was delighted to see Melissa Jacoby’s call in September for more poetry on creditslips.org! Therefore, I wish to share the poem I wrote that served as basis for the lyrics to a consumer protest song that accompanies a non-profit consumer outreach film, Fine Print Foils, that I produced a couple of years ago. Why not have fun with consumer protection?

Fine Print Foils
by Amy J. Schmitz

Fine print foils

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When Squeaky Wheels Get Rusty

10/08/12

Yesterday, I wrote about the "squeaky wheel system," or "SWS" for ease of reference, which I explored in my article, Access to Consumer Remedies in the Squeaky Wheel System.  The research shows that consumers who have and take the time and resources to complain (or “squeak”) often get what they want.

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Winners and Losers in the Squeaky Wheel System

10/08/12

First, I want to thank you for the invitation!  

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Layaway Fees Waived

10/07/12

We've posted before about Layaway's resurgence after the Great Recession.  A new development: gearing up for the holiday season, many major retailers are waiving their layaway fees, and consumers are responding positively. Here's KMart's.  Also, embargos on various popular products are now being lifited.  This leads me to belive that Layaway's resurrection (in places where it died) may be long-lasting.  It seems that spending on layaway items has gone up in response to this campaign, which makes me wonder: is this just anot

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Welcome to Amy Jean Schmitz

10/07/12

We are pleased to welcome Professor Amy Jean Schmitz of the University of Colorado as a guest blogger. She has done a lot of work in the area of consumer contracting and consumer arbitration. Welcome, Amy, to Credit Slips.

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Thank You, Barry Scholnick

10/06/12

On behalf of all the regular Credit Slips bloggers, I wanted to thank Professor Barry Scholnick for joining us this week and offering a "north of the border" perspective on consumer bankruptcy issues. It was especially insightful to think about what centralization would mean for data availability and those of us who believe in empirically driven policy making.

Thank you, Barry. Come back again some time.

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